What is an Excluded Driver on an Auto Insurance Policy?
An “excluded driver” is a person whose “crashes” are not covered on a personal auto policy for any of the coverages on the policy. Your insurance carrier must have written a “named driver exclusion”,...
View ArticleExcluded Drivers: Who is Covered on My Auto Insurance Policy and Who is Not?
With auto insurance, a standard in the industry concerns the concept of permissive use. With most private passenger auto policies, the insurance follows the vehicle, not the driver. This doesn’t mean...
View ArticleExcluded Drivers & Included Drivers: Who Needs to be Listed on your Auto...
Who lives in your house? Family members, extended family members, roommates, a friend or two? An auto policy, as a rule, provides coverage to the named insured and all other drivers who live in the...
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